India
Planning to live in Mumbai? Our comprehensive guide breaks down the real cost of living, from housing and groceries to dining and entertainment. Whether you're relocating for work, studies, or lifestyle, understanding these expenses will help you budget effectively and make informed decisions about life in this vibrant city.
Mumbai offers a relatively affordable cost of living with a cost index of 26.2/100. With an average monthly salary of ₹70100, residents can expect to spend approximately ₹48000 per month for comfortable life.
The city's quality of life index stands at 55.9/100, making it an attractive destination for professionals, families, and students alike. Housing costs tend to be the largest expense category, followed by food and transportation, while the local infrastructure and amenities provide good value for money.
Get an instant overview of the most important financial metrics for living in Mumbai. These key statistics provide a snapshot of what to expect for salaries, living costs, and overall quality of life.
26.2/100
Cost Index
₹70100/mo
Avg. Salary
55.9/100
Quality of Life
55.9/100
Safety Index
Average monthly expenses in Mumbai
₹26,000
₹10,000
₹3,500
₹1,500
₹4,000
₹3,000
Complete monthly expenses
₹48,000
per month
* Costs may vary based on lifestyle and personal spending habits
Explore comprehensive pricing data across all major expense categories. From housing and groceries to entertainment and childcare, get detailed insights into every aspect of the cost of living in Mumbai.
Dining out in Mumbai offers a diverse culinary landscape, from affordable local eateries to upscale international restaurants. Understanding restaurant prices helps you budget for both casual meals and special dining experiences, whether you're grabbing a quick coffee or enjoying a three-course dinner.
Inexpensive Restaurant
per meal
₹500
Mid-range Restaurant (2 people)
three-course
₹2000
McDonald's Combo Meal
per meal
₹400
Domestic Beer (pint)
draught
₹250
Imported Beer (bottle)
12 oz
₹350
Cappuccino
regular
₹227
Grocery shopping is a weekly necessity, and costs can vary significantly based on where you shop and what you buy. In Mumbai, you'll find everything from budget supermarkets to premium organic stores, each catering to different lifestyle needs and budgets.
Milk
1 liter
₹66
Bread (White)
1 lb loaf
₹42
Rice (White)
1 lb
₹34
Eggs
12 eggs
₹93
Local Cheese
1 kg
₹588
Chicken Fillets
1 kg
₹334
Getting around Mumbai efficiently and affordably is crucial for daily life. The city offers various transportation options including public transit, taxis, and car ownership, each with distinct cost implications for your monthly budget.
One-way Ticket (Local)
₹20
Monthly Pass (Regular)
₹400
Taxi Start (Normal Tariff)
₹30
Taxi 1km (Normal Tariff)
₹30
Gasoline
1 liter
₹105
Volkswagen Golf
₹1500000
Basic utilities including electricity, heating, cooling, water, and internet are essential monthly expenses. In Mumbai, utility costs can fluctuate based on the season, your living space size, and consumption habits.
Basic (Electricity, Heating, Cooling, Water, Garbage)
85m² apartment
₹4987
Mobile Phone Monthly Plan
data and calls
₹412
Internet (unlimited data)
60 Mbps or more
₹811
Housing typically represents the largest monthly expense for residents. Whether you're considering a studio apartment in the city center or a family home in the suburbs, Mumbai offers various accommodation options at different price points to suit diverse needs and preferences.
Apartment (1 bedroom) in City Centre
per month
₹57682
Apartment (1 bedroom) Outside City Centre
per month
₹30267
Apartment (3 bedrooms) in City Centre
per month
₹156667
Apartment (3 bedrooms) Outside City Centre
per month
₹72351
Price per Square Feet to Buy Apartment in City Centre
₹54944
Price per Square Feet to Buy Apartment Outside of Centre
₹25222
Leisure activities and entertainment contribute significantly to your quality of life. Mumbai provides numerous options for fitness, culture, and recreation, from gym memberships and cinema tickets to sports activities and cultural events.
Fitness Club (Monthly)
per adult
₹2020
Tennis Court Rent (1 hour)
weekend
₹1085
Cinema (1 seat)
international release
₹400
For families with children, education and childcare represent major budget considerations. Mumbai offers various educational options from preschool through university, each with different associated costs and quality levels.
Preschool (Monthly)
private, full day
₹11014
International Primary School (Yearly)
per child
₹346552
Fashion and clothing needs vary greatly among individuals, but understanding typical retail prices helps with budgeting. Mumbai features everything from budget-friendly chain stores to high-end boutiques and designer outlets.
Pair of Jeans
Levi's 501 or similar
₹2541
Summer Dress
chain store (Zara, H&M)
₹2461
Pair of Nike Running Shoes
mid-range
₹4359
Pair of Men's Leather Shoes
business shoes
₹3505
Common questions about living costs in Mumbai
Overall, the cost of living in Mumbai is considered relatively affordable compared to other major cities worldwide. With a cost index of 26.2/100 and an average monthly salary of ₹70100, residents typically spend around ₹48,000 per month for all living expenses. While certain expenses like imported goodsmay be moderate, they are often balanced by the city's good quality of life and growing amenities.
With an average salary of ₹70100 per month, most residents find that their income provides adequate living standards with moderate savings. Housing typically represents the largest expense category, followed by food and transportation costs.
For those considering a move to Mumbai, we recommend budgeting carefully and considering your individual lifestyle preferences. Factors such as location within the city, dining habits, transportation choices, and entertainment preferences can significantly impact your monthly expenses. The city offers various options across all price ranges, allowing residents to find arrangements that suit their specific budget and lifestyle needs.
Mumbai offers excellent value for moneywith a cost index of 26.2/100. Whether you're a young professional, growing family, or retiree, understanding these costs will help you make informed decisions about your financial planning and lifestyle choices.
Use our salary comparison tool to see how your income translates across different cities and make informed decisions about your next move.
Data sourced from Numbeo.com • Last updated: Jan 2026