Singapore
Planning to live in Singapore? Our comprehensive guide breaks down the real cost of living, from housing and groceries to dining and entertainment. Whether you're relocating for work, studies, or lifestyle, understanding these expenses will help you budget effectively and make informed decisions about life in this vibrant city.
Singapore offers a high cost of living with a cost index of 88/100. With an average monthly salary of SGD 4500, residents can expect to spend approximately SGD 4710 per month for comfortable life.
The city's quality of life index stands at 92/100, making it an attractive destination for professionals, families, and students alike. Housing costs tend to be the largest expense category, followed by food and transportation, while the local infrastructure and amenities provide good value for money.
Get an instant overview of the most important financial metrics for living in Singapore. These key statistics provide a snapshot of what to expect for salaries, living costs, and overall quality of life.
88/100
Cost Index
SGD 4500/mo
Avg. Salary
92/100
Quality of Life
80/100
Safety Index
Average monthly expenses in Singapore
S$3,000
S$700
S$200
S$300
S$350
S$160
Complete monthly expenses
S$4,710
per month
* Costs may vary based on lifestyle and personal spending habits
Explore comprehensive pricing data across all major expense categories. From housing and groceries to entertainment and childcare, get detailed insights into every aspect of the cost of living in Singapore.
Dining out in Singapore offers a diverse culinary landscape, from affordable local eateries to upscale international restaurants. Understanding restaurant prices helps you budget for both casual meals and special dining experiences, whether you're grabbing a quick coffee or enjoying a three-course dinner.
Meal, Inexpensive Restaurant
per meal
SGD 15
Meal for 2 (Mid-Range)
three-course
SGD 100
McMeal at McDonald's
per meal
SGD 10
Domestic Beer (0.5L)
draught
SGD 10
Cappuccino (Regular)
regular
SGD 6
Coke/Pepsi (0.33L)
bottle
SGD 3
Grocery shopping is a weekly necessity, and costs can vary significantly based on where you shop and what you buy. In Singapore, you'll find everything from budget supermarkets to premium organic stores, each catering to different lifestyle needs and budgets.
Milk (1L)
per liter
SGD 4
Loaf of Fresh White Bread
per loaf
SGD 3
Rice (1kg)
per kg
SGD 4
Eggs (12)
12 eggs
SGD 4
Local Cheese (1kg)
per kg
SGD 21
Chicken Fillets (1kg)
per kg
SGD 15
Housing typically represents the largest monthly expense for residents. Whether you're considering a studio apartment in the city center or a family home in the suburbs, Singapore offers various accommodation options at different price points to suit diverse needs and preferences.
Apartment (1-bedroom) in City Centre
Monthly Rent
SGD 3200
Apartment (1-bedroom) Outside of Centre
Monthly Rent
SGD 2200
Apartment (3-bedroom) in City Centre
Monthly Rent
SGD 6500
Apartment (3-bedroom) Outside of Centre
Monthly Rent
SGD 4000
Price per sqm to Buy (City Centre)
per sqm
SGD 20000
Price per sqm to Buy (Outside)
per sqm
SGD 12000
Getting around Singapore efficiently and affordably is crucial for daily life. The city offers various transportation options including public transit, taxis, and car ownership, each with distinct cost implications for your monthly budget.
One-way Ticket (Local)
per ticket
SGD 2
Monthly Pass (Regular)
monthly pass
SGD 120
Taxi Start (Normal Tariff)
SGD 5
Gasoline (1L)
per liter
SGD 3
Toyota Corolla Sedan New
including COE
SGD 163040
Basic utilities including electricity, heating, cooling, water, and internet are essential monthly expenses. In Singapore, utility costs can fluctuate based on the season, your living space size, and consumption habits.
Basic Utilities (85m²)
monthly
SGD 215
Internet (60 Mbps)
monthly
SGD 47
Mobile Plan (Calls & 10GB+)
monthly
SGD 23
Leisure activities and entertainment contribute significantly to your quality of life. Singapore provides numerous options for fitness, culture, and recreation, from gym memberships and cinema tickets to sports activities and cultural events.
Fitness Club (Monthly)
per adult
SGD 150
Cinema Ticket (1 seat)
SGD 14
For families with children, education and childcare represent major budget considerations. Singapore offers various educational options from preschool through university, each with different associated costs and quality levels.
Preschool (Monthly)
full day, private
SGD 1290
International Primary School (Yearly)
per child
SGD 29000
Fashion and clothing needs vary greatly among individuals, but understanding typical retail prices helps with budgeting. Singapore features everything from budget-friendly chain stores to high-end boutiques and designer outlets.
Pair of Jeans (Levis 501)
SGD 85
Summer Dress (Zara, H&M)
SGD 50
Pair of Nike Running Shoes
SGD 120
Pair of Men’s Leather Shoes
SGD 150
Common questions about living costs in Singapore
Overall, the cost of living in Singapore is considered high compared to other major cities worldwide. With a cost index of 88/100 and an average monthly salary of SGD 4500, residents typically spend around S$4,710 per month for all living expenses. While certain expenses like housing and diningmay be higher, they are often balanced by the city's excellent quality of life, robust infrastructure, and diverse cultural offerings.
With an average salary of SGD 4500 per month, most residents find that their income provides basic living necessities. Housing typically represents the largest expense category, followed by food and transportation costs.
For those considering a move to Singapore, we recommend budgeting carefully and considering your individual lifestyle preferences. Factors such as location within the city, dining habits, transportation choices, and entertainment preferences can significantly impact your monthly expenses. The city offers various options across all price ranges, allowing residents to find arrangements that suit their specific budget and lifestyle needs.
Singapore offers a premium living experiencewith a cost index of 88/100. Whether you're a young professional, growing family, or retiree, understanding these costs will help you make informed decisions about your financial planning and lifestyle choices.
Use our salary comparison tool to see how your income translates across different cities and make informed decisions about your next move.
Data sourced from Numbeo.com • Last updated: Jan 2026